Monday, November 17, 2008

What the bleep do we know — Continued

--- Written by Jordan Lin, www.vantagerei.com

There is hidden message from water.

Before, I used to think holy water, or water that had prayers of Buddhist monk would have some sort of power is a little bit out there and mysterious. But from the studies of a Japanese researcher Mr. Masaru Emoto, it totally proved such power exists. The way he figured out the messages in water is by the crystals water would form. If the water was taken from very clean sources like glacier water, it would form beautiful crystals. If the water is taken from polluted sources like tap water, or polluted river, it would form ugly crystals. Sounds logical, isn’t it? There are some pollutant inside the water that would somehow interfere with the forming of crystals so it’s quite reasonable. But then he brings the experiment farther. He takes the bottle of tap water and have a Buddhist monk do prayers on it and compare the difference, amazing results were found. The water before prayers would still have deformed and ugly crystals. But the water after the prayer is somehow purified, and forms very beautiful and complete crystals. Interesting isn’t it? There is more, I would list few of the findings below:

Music can have effect on water. If you let the water listen to classical music, it forms beautiful crystals.

Water can read too. If you write words like love, thank you, hope, gratitude, God, or Buddha on the bottle, it forms beautiful crystals. On the contrary, if you have words like hate, killing, dislike, it would create ugly crystals or no crystals at all.

The more pure, or clear the thoughts are, the better the effect. If it’s done in a group with pure and clear thought, it would have even better effect. The result happened immediately, and distance have less part on the effect.

Due the the copyright of the pictures, I cannot put it on my newsletter according to their website. So for those of you who is interested, here is the links to it.

www.hado.net/index.php

Sunday, November 16, 2008

Owner Financing KCMO Rental Investment Properites - Great Cash Flow

We are now offering seller financing for our cash flowing investment properties. If you cannot get financing to buy real estate, owner financing is an excellent way to go. Do not wait to buy real estate, buy real estate and wait!

The Numbers (Real Deal)

Down payment: $10,000
Loan amount: $55,000
Interest: 8%
Amortization: 30 years (3-year balloon)
Taxes (2008): $674.52 per year
Insurance (2008): $367.24 per year
Monthly gross rent: $750
Monthly mortgage payments (PITI): $490.38
Current property management fees (10%): $75 per month
Cash Flow: $184.62 per month
Cap Rate: 22.15%


Check out our website for more info: www.vantagerei.com

This is the time to buy when everything is on sale.

How do you know you are protected from the investment? These are properties that cash flow positively every month, meaning, you are paid to own these investments. Not to mention other advantages of owning real estate such as tax deductions, appreciation potentials, passive income, etc.

To learn more about the benefit of owning positive cash flowing properties, read Robert Kiyosaki's Rich Dad Poor Dad. This book changed my life. He writes in simple, easy to understand manner and it's in story format. I used to hate everything business related but this book was different. No business background required.

Anyone what wants to learn more about real estate investing, I highly recommend this book.

Saturday, November 15, 2008

Global Positioning System (GPS)

GPS is a handy tool for real estate investors. You enter the address of a property you want to see and it takes you there. It is especially useful when we go to a new city where we want to invest.

We have a Garmin nuvi 350 GPS. Garmin (NASDAQ) is founded by Gary Burrell and Dr. Min Kao, and their world headquarters is in Olathe, Kansas. Olathe is one of the suburbs of Kansas City, Missouri.




I have to mention one of the good things about investing in Kansas City which is surrounded by many beautiful and modern cities like Olathe and Overland Park. In 2008, the US Census Bureau ranked Olathe the 24th fastest-growing city; CNN Money ranked Overland Park #9 on the "100 Best Cities to Live in the United States” list. Imagine a city (Kansas City) with under valued real estate surrounded by higher priced cities like Olathe and Overland Park. The revitalization of downtown Kansas City has started and over $4.5 billion dollars have been invested. With the high price of oil, people have begun to move back into the downtown core area where they work. Greater Kansas City is headquarters to:


- H&R Block (NYSE)
- Embarq (NYSE) – Communications carrier. Las Vegas, Nevada metropolitan area is its largest market. Employs about 18,000 people.
- Sprint Nextel Corporation (NYSE) – Employs about 70,000 people
- YRC Worldwide Inc (NASDAQ) – One of the largest transportation and logistics providers in the world. Employs about 70,000 people.
- Commerce Bank (NASDAQ)
- Cerner (NASDAQ) – Health-care information specialist. Employs about 7,800 people
- DST Systems (NYSE) – Information business. Employs about 10,500 people.
- Novastar Financial (NYSE) – Mortgage lender. Employs about 2,032 people
- Applebee's (NASDAQ) – Employs about 32,260 people.
- Interstate Bakeries Corporation (NASDAQ) – Largest wholesale baker and distributor of fresh bakery products in the US. It owns Hostess, Wonder Bread, Dolly Madison, Butternut Breads, and Drake's brands. Employs about 25,000 people.
- Great Plains Energy (NYSE) – A holding company that owns Kansas City Power and Light Company which provides electricity for the city.
- AMC Theatres – The second largest movie theater chain in North America. Employs about 21,000 people.
- Hallmark Cards – Employs about 16,000 people.
- The French pharmaceutical company Sanofi-Aventis (NYSE) has one of the largest drug manufacturing plants in the United States and the plant is located in South Kansas City. Employs about 100,000 people.
- Federal Reserve Bank headquarters – Bills issued by the Federal Reserve Bank of Kansas City are marked with the letter "J" or the number "10." Employs 925 people in Kansas City.

Friday, November 14, 2008

The Key to Attracting Anything You Want in Life

I am reading a book called "The Key - The Missing Secret for Attracting Anything You Want" by Joe Vitale who's also feature in "The Secret."

This book is about consciously, we may know what we want (ie. health,wealth, happiness) and we think we practice the law of attraction to achieve what we want but subconsciously, we may have old believes or old programmings that are actually asking the universe for other things or even things we don't want. When our conscious and subconscious mind are not congruent, we seem to hit blocks and unable to attract what we want in life.

In this book, Joe talks about several clearing methods to get rid of our stuck energy in ourselves so we can receive what we ask for in life. I summarized some of the clearing methods on a Squidoo Lens. Check it out here

http://www.squidoo.com/thekeybyjoevitale

Wednesday, November 5, 2008

Now the market crashed, what do you do? How can you turn crisis into opportunity?

--Written by Jordan Lin, www.vantagerei.com

Last month, we went to Las Vegas and Los Angeles for two investment classes. There are so much to learn and so much to do. We learned about stock and option trading in Las Vegas. On the second day of our class, the market crashed. It’s been the worth crash since 9/11. The Dow Jones Industrial average dropped to 7000’s almost half of its high years ago. Talk about the way to learn how to invest in stock: when the market is crashing down like you never seen before. However, as bad as it sounds in this market, many people actually made tons of profit from it. The instructor pointed out that before the market crashes, there are many indicators that is suggesting that way. So for those who is experienced and know what they are doing, it’s an exciting time for them. For those of you who bought stocks or mutual funds and were predicting they were going up in value before the crash, I feel very sorry because the lost has already happen. And for those of you who still have money to invest, it’s really the right time to buy. Just like real estate, you buy when everyone is scared.

If you are new to the investing world DON’T MAKE ANY MOVES YET

Sorry but I have to make this loud and clear. Don’t just go to any financial advisor and start buying mutual funds or stocks. Instead, invest in yourself. Many people have made the mistake of handing money to some financial advisor without knowing exactly what’s going on, and thinking that the financial advisor is smarter than you so they can make a wiser decision on how to invest. Here are some facts I like to point out:

Not every advisor has your interest in their heart because of the way they make profit. Many advisor out there are not advisor at all, they are simply a sales person selling the products their company is selling. And they make money when you invest, not when you make profit on the investment. But don’t get me wrong, there are some out there that are truly financial advisors and they can benefit you greatly. So shop around to find the real financial advisor, not mutual found sales person.

S&P 500 outperforms 85% of all the mutual funds out there. So if you want to be ahead of 85% of the pack, just buy funds that follow S&P 500. Also, they don’t have stinking fees either. However, you can do better if you wanted to. There are funds out there that are constantly beating S&P 500, long term or short term. To find them, the key is “no-load-funds,” meaning the fund doesn’t charge you fees at the front end or and at the back end.

Invest in stock or real estate is not risky. Thinking you can just following what the so called experts are saying and you will be fine is risky.

Would you let your son take your car key and start driving without getting a license first? I hope not. The same thing applies here. I have been to many seminars and spent a fortune on it too. Do I think it’s worth it? Absolutely! I know these seminars are very expensive and not all of them are good. But there are many good ones out there that would truly benefit you financially. What if you don’t have the money to take the course? Go to the library and borrow books on it. Then save enough money to go to the reputable ones. What if you don’t have the time? That’s a lie, and you know it too. You make the time to do things that are important to you. Do you have time to shower? Do you have time to eat? You need seminars even more if you think you don’t have time. Hopefully you get my point.

If you don’t know where to begin, I would suggest that you can go buy this book and read it: Secrets of the Millionaire Mind



From this book, I have learnt a lot about how we were conditioned from people we know when we grow up and how the riches think. It’s a great starting point for everyone who is interested.

Last word I like to share with you:
Be scared when others are greedy. Be greedy when others are scared.